Steve9347

QUOTE (Chet Kincaid @ Aug 21, 2014 -> 04:40 PM) Bacon Slayer - out. Angels Acquire Beckham Good riddance.

QUOTE (Brian @ Aug 19, 2014 -> 10:22 PM) It's just regular soreness. To be expected Heard that last year.

So derrick's knees hurt. Lather, rinse, repeat.

QUOTE (RockRaines @ Aug 19, 2014 -> 03:14 PM) Not all are bad, but you can sniff out the bad ones. Walking in with a piece of paper with four squares on it is going to make me laugh. Shaking your head at a fake credit report will make me leave. Yeah, I was dying for the four squares. Didn't show. They did come up with a print out of their "cost of cars" which was funny. Ah, this dot matrix printout MUST be honest.

QUOTE (Chisoxfn @ Aug 19, 2014 -> 12:48 PM) The monthly payment is purely math. Negotiate the price. You need to get comfortable on what you can afford and what terms you want before you go into the dealership. If you start talking about payments, you'll be screwed. You'll get a great monthly payment and pay lots of interest over 6 or 7 years. Figure out what you want term wise and what you are able to afford and then figure out what you want to pay for the car. Then know what rate you can get from credit unions, etc, and pretty much see what they can beat (but only after everything is negotiated). Car negotiations do not need credit checks. Do not get a credit check until you have everything else in line. Always maintain the position of power. In my case, the credit check was more of a "position of power" I think, but that's a good tip regardless. It was all about power. It's crazy. I gave them nothing. I wouldn't put my initials down on my number, I refused. "My word is my bond, dude." I'm so happy with how I worked these pricks.

QUOTE (iamshack @ Aug 19, 2014 -> 12:44 PM) The worst trick of all is when they get you to agree to a higher rate than you actually qualified for. Then they pocket the difference. How this is legal, I am not even sure. Yeah, I don't really get why that would even be legal. The worst part is, they came back at first and said "no one is doing better than 2.99%" so I had to pull up bankrate.com and show them the percentages being offered. Then they came back in much lower. Then, when the sales manager was finally conceding to the deal, he said "yeah, you have great credit, you qualify for anything" it's infuriating that they tried to bulls*** that one.

QUOTE (IlliniKrush @ Aug 19, 2014 -> 10:57 AM) I haven't done it, but I've always heard you just negotiate the overall price, never on a monthly payment. Then figure out the financing later. Exactly. I had my number and raped everything else they had down. In fact, my first offer, which they rejected, was better for them than when I finally got my number. Because their bulls*** to get me to take all this other s*** (higher trade-in value, lower percentage rate, free certification, extended warranty) couldn't be taken off the table. So then I got all that and my number. I'm very pleased today.

QUOTE (southsider2k5 @ Aug 18, 2014 -> 11:03 PM) Good for you. Congrats. Thanks. It's really funny how the experience was exactly as I'd expected.

QUOTE (JPN366 @ Aug 18, 2014 -> 03:25 PM) Your underlings will never respect you if your name is Steve and you drive a '99 Cavalier. A Toyota may only garner you a +1 respect level. Now, if you want to truly maximize the complete submission of your minions, I suggest a FIAT. 14 Chevy Cruze with 15k miles for 14.5. I'm pleased. I even got up to walk out and suddenly they met my number.\ My wife and I have ridiculous credit scores. It's annoying that they fight you on everything. Yeah, idiots, I'm going to take 2.99% when the wife and I have 850 and 828 credit scores respectively. GMAFB.

QUOTE (bmags @ Aug 17, 2014 -> 07:18 PM) Dude is near 30 on 200000000 nba minutes so far. At some point the HGH he injected in high school will wear off and the Kobe Doctors will be knocking. Point is Davis' basketball intangibles were off the chart. His effort to keep balls alive, to block shots toward his teammates were crazy. If he can stay healthy he's at least a KG level player. But not better than LeBron this year or next - which was your argument.

QUOTE (Iwritecode @ Aug 18, 2014 -> 01:41 PM) I don't know what repair you are getting for $1500 but I'm guessing it would be a whole lot cheaper somewhere else. New heater core + new tie rod end.

QUOTE (southsider2k5 @ Aug 17, 2014 -> 05:14 PM) Don't be afraid to use any of those things to get a better price or deal. The biggest thing you have to watch is that they WON'T give you the details of the break down. they will try to negotitate in monthly payment, which allows them to manipulate trade in, interest rate, down payment, and final price. Make them itemize the deal. See what other dealerships will offer you in email for the same pieces of the deal, which gives you other weapons to go in with. You can even check with your own bank about financing. Capital one has an easy system to get an approval and rate on line. Don't feel the pressure to close that minute, or even that same day. That is another technique used very commonly. "oh other people are looking at this car... Your car is going to need more expensive repairs" etc. They will flat lie to your face to close a deal. Just assume anything that isn't a figure is a lie. This is all very good information. I do want to leverage the cash I have to drop on the fix of the impala.

QUOTE (DrunkBomber @ Aug 17, 2014 -> 04:37 PM) Is the car you want new or used? . Do you mean you are gonna put 5k down or the car costs 5k? It's a used vehicle. Feel comfortable dropping 5k, car is a out 15k.

QUOTE (HickoryHuskers @ Aug 17, 2014 -> 04:54 PM) This sounds like it might be too late, but you will get better value if you don't sink that $1,500 into the repairs. What the dealer can get for the car after they fix it is not $1,500 more than they can get for it as is. Other than that, look up the KBB value of the used Toyota you want and make sure their list price isn't higher than that. As long as that is the case, go ahead and take their 2.6% rate. The last 4 vehicles I've bought are Toyotas and I'm never ever buying anything else. The car I want to get rid of is not the car getting repairs right now.

QUOTE (Brian @ Aug 17, 2014 -> 04:02 PM) I'd you can, I'd wait for year end sales. The car I have now will be paid off in Dec this year after just 3 years. 0% interest. Not interested in waiting any longer - just curious about the scenarios above or other tips.

QUOTE (bmags @ Aug 17, 2014 -> 11:01 AM) Went to game. It was a lot of fun, will write more. KD leaving makes the team dynamic a bit awkward, but fairly certain this team will not lose as long as Anthony Davis is there. He will be best basketball player in the world, if not this year than next. He is incredible. I am checking the bulls schedule now for if we get Nola at home.

So, I've been reluctant to purchase a car, because the wife and I are quite frugal with our cash. That said, it's time. The 99 Cavalier (her car since college) has seen better days, and the 04 Impala (our car since grandma couldn't drive anymore) needs to be moved into a "backup role". Ok, so I've read that incredibly useful "Confessions of a Used Car Salesman" in the past, and will probably re-read tonight. That said, I'm diving into this, and had some ideas I wanted to know if they'd actually work. The Impala is currently at Jerry Haggerty receiving repairs that will likely excited $1,500. I want to leave there with a car they have on their lot when I pick up the Impala tomorrow night. Would something like "knock the price of that repair off x vehicle and I'll drive home with it today" work? I've been taking both of my cars to this dealership anytime something went wrong for the past 5 years - would they care at all about this? The vehicle I want to take off the Haggerty Chevrolet lot is a Toyota. Financing? I plan to drop about $5k on this bad boy. Would taking Haggerty's rate (2.6% as of a few hours ago according to signs on their lot) be smart? Is this something I should demand be down at 0%? I don't know if that's how things work in the used "previously loved" arena. EDIT: I've realized I can request financing from a lender of my choosing. I can't think of anything else. I'm analytic by nature. I hate giving up on a car before it stops running, but we are thinking it's about time a director level person stop showing up to work in a 99 Cavalier. Any input would be truly valued.

QUOTE (LittleHurt05 @ Aug 16, 2014 -> 10:35 AM) The fans better sing it loudly, Mark would expect nothing less Exactly.

QUOTE (JPN366 @ Aug 15, 2014 -> 06:05 PM) Dem legs though... As much as I'd like to have them wrapped around my head, I wouldn't want to hear her orgasm. Hahaha

I'm loving the B&B 15th Anniversary Show.

QUOTE (RockRaines @ Aug 15, 2014 -> 12:05 PM) You only watch the edited show, the live feeds and spoilers tell about 85% of the actual story. Thank God for that.

QUOTE (bmags @ Aug 15, 2014 -> 10:53 AM) I like both of them but I knew it would be terrible when all of the previews were just them yelling things out loud. How else would you yell things?

QUOTE (KyYlE23 @ Aug 15, 2014 -> 08:21 AM) Zach has the ability to lie to everyone and repeatedly get away with it. I dont see why anyone trusts him, but they do. Has Zach really lied that often? I feel like he's been pretty out there the whole time.

QUOTE (Brian @ Aug 15, 2014 -> 06:15 AM) The day Caleb is evicted, I'll dance. That dude reminds me of some ass at the gym that acts all tough for no reason. I've actually grown to kind of like Caleb, especially recently. Derrick has this house on lockdown. I just can't see anyone being smart enough to make a play for him. He just so smartly turned the ire of the house for almost finding out he's everyone's ally directly at blowhard Zach. This season. This is a season. God damn, Rachel Reilly is still so f***ably ugly/trainreckably.