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Iwritecode

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Everything posted by Iwritecode

  1. QUOTE(shoota @ Feb 18, 2007 -> 11:37 PM) This actor always reminds me of Foulke. http://imdb.com/name/nm0001608/ Same here. In fact, that's exactly who I was thinking of even before I clicked on the link.
  2. The human head weighs 8 pounds.
  3. QUOTE(Dick Allen @ Feb 13, 2007 -> 01:31 PM) You can buy full season on the website. They don't guarantee tickets to every postseason game however. Just 1 a round I believe. All ALDS games, 1 ALCS game, 1 World Series game.
  4. QUOTE(Steff @ Feb 13, 2007 -> 01:23 PM) I was commenting about retention. As of last Friday, there are no 81 game plans avaliable. There were when I checked on the Sox website yesterday. They weren't very good seats (sect 109 row 30) but they were there.
  5. QUOTE(southsideirish71 @ Feb 8, 2007 -> 11:59 AM) I would take the heat over the cold anyday. At least when its super hot out, when the sun goes down you can still go out and enjoy the evening outside. When its -10 below and you go outside at night you need therapy. When it's 10 below and you go outside at all (unless absolutely necessary) you need therapy. That's what really sucks about winter. My vehicle isn't running quite right and it could be something as simple as changing the spark plugs or the distributor cap but I can't do it because it's too freaking cold!
  6. QUOTE(NorthSideSox72 @ Feb 7, 2007 -> 09:09 AM) If you've lived in Chicago, the answer is yes. If you've lived almost anywhere in the mid-west, the answer is yes. Anyway, I'll take the heat and humidity any day. You don't have to shovel sunshine. It's also why pools where invented.
  7. QUOTE(Steff @ Jan 31, 2007 -> 04:14 PM) Flips aren't happening in Rockford Jas.. I know... There's a reason we were voted as the city with the "most affordable housing". That's why I'd like to just do enough to make it sellable and get out of here. For what we are paying for this thing, I'm sure we can get something a bit bigger and in better shape. QUOTE(Chisoxfn @ Jan 31, 2007 -> 04:25 PM) On a sidenote is that the Rockford where the Rockford Peaches are from (A league of there own??) Yes it is. As a matter of fact, my wife used to work with one of the original Peaches. Sadly, the field they used to play on is no more. As far as I know, the didn't even film any of the movie here either. They might have had the field still been around.
  8. QUOTE(Chisoxfn @ Jan 31, 2007 -> 10:53 AM) In the past (when i was working for my dad who does real estate) I went into a couple projects like that where we would pick up a house, make repairs and sell it for more. However, that was in Socal and in a different market setting. We knew unless there was some sort of disaster that these houses were selling for a bunch more, plus since we are agents we were able to get 3% off the house when we bought it and typically we can find a client on our own to sell to (so we don't have to pay any selling comissions to an agent) which clears things up. But in this case you obviously own the house so the only comissions you'd potentially have to pay would be related to when you sell the house. However, we had a contractors license that we could use to purchase materials cheap and from the years of doing business we also had contacts of people that do good work for a very affordable price (hence we are able to do things for less than what a normal home buyer would be able to, which again gives you a little more leeway). The other key is we didn't have to do any structural repairs because honestly those are repairs 99% of home sellers are going to have to make prior to selling the house (even to people like us who were planning on flipping it). So basically put if these repairs are things such as new flooring/paint maybe just cleaning up and refinishing the cabinets than ya it could be worth while (again depending on the market where you live and if you see houses in this sort of shape going for quite a bit more than your home than put in that factor but don't forget stuff will cost money, take time, and obviously you'll have a selling comission to factor as well). But if you have to repair piping and all that other junk than I don't think your going to make money doing that, you'll probably lose money and I'd imagine when the home buyer gets the house inspected they are going to ask you to make those repairs (regardless of the price they are paying, unless they are getting a total bargain of a price) because the normal buyer isn't going to want to deal with that. Obviously you own the house which m If we could find somebody that would be willing to buy the house, fix it and sell it for his or her own profit, I'd be fine with that too. I just don't see that happening. Mostly what needs to be done is stuff like new siding, carpeting, kitchen cabinets and flooring, and maybe some paint and landscaping. We got into this mess to begin with because the guy who inspected the house before we bought it was totally incompetent (and from what we heard, fired shortly after) and we were too young and dumb to know better. To be totally honest, it might just be better to tear the whole thing down and start over. Where’s Extreme Makeover Home Edition when you need them? It’s obvious that one of the prior owners did some work on the house themselves and did it very poorly. We have at least two walls in the house that are not at a 90 degree angle with the adjoining wall. It’s more like 95 or 96 degrees. There is one room that has a wall that is a good 5 or 6 inches longer than the opposite wall. Anyway, it just an idea that I’ve tossed around but have never really gotten serious about. For now it looks like we’ll just continue to do what we’ve been doing since we bought it. Replace and fix things little by little every year. One year it was new windows. Then we re-did the bathroom. This year it’s a new central air unit. Maybe we’ll eventually get it all done. By that time the kids will be grown and gone and we won’t need a bigger house…
  9. QUOTE(hi8is @ Jan 30, 2007 -> 05:42 PM) cardinal man laws... no men at any white sox game will put their nuts under their seat... I can honestly say I've never had that problem. It sounds painful though.
  10. QUOTE(Chisoxfn @ Jan 30, 2007 -> 04:55 PM) Or if some disaster happens and you get nothing. Its just a scary situation because you are risking a lot (and many people are in this type of bind; especially people getting into interest only loans around this time period that don't have the money or resources to go through an ugly real estate market for a few years because if those people end up having to sell they will take a beating if they bought recently in Cali). I mean I have no idea what the money is for, but if it is to raise money for some sort of luxury item (ie non necessity) I would flat out stay away from it because you could really find yourself in a hole after the fact. Now if it is for something very important (medicine or college or food or whatever it may be) than s*** screw it that is more important. Just my 2 cents as an uptight accountant that is pretty stingy with most things (aside from pissing money away on sports and my nice tv set up). Well, the truth is that our house is getting too small and not in the greatest shape. In a perfect world, I could get a loan to make the repairs on the house, have the repairs up the value of the house enough so that I could sell it and make enough to pay off the mortgage and the loan and then basically start over with another bigger house. The problem is that I'm not sure the value that would be added to the house would actually be greater than the cost of the repairs.
  11. QUOTE(Hangar18 @ Jan 30, 2007 -> 08:48 AM) I know plenty of people that wanted to go but couldnt get tickets and thats who I was speaking for ...... I know a lot of people where it wasn't so much a matter of getting tickets, it was a matter of paying twice the amount of what was paid last year. I don't know who sets the prices the Sox or the hotel but it seems to me that if they wouldn't have cut the attendance in half, they wouldn't have needed to double the prices. I might have be able to do a 10 or 20 percent increase. Maybe even 50, but not 100...
  12. QUOTE(Chisoxfn @ Jan 29, 2007 -> 04:26 PM) Ya. Typically what people do is a cash out REFI where they basically get a new loan on the home. Say when you purchased a home in 2000 and had a 300K loan. Now the home is worth 600K. You basically take out a new loan and pay off the remaining loan. There are limits but in the end lets say you refi with 300K remaining and take out a new 400K loan which means you have 100K in your pocket right than and there and one payment. Now thats say you own a home and instead of getting a new loan, you know your house is worth 500K and you only owe 200K which means you have 300K worth of equity. What you do is take out a equity line of credit for say 100K and now in essence you have 300K in loans but you don't get this 100K you essentially have a line and can borrow it when you want. You may just want the 100K line set up for a rainy day (and in that case you don't have any interest charges since at this point you have not borrowed against it). It is almost like the difference between a loan and a line of credit. And 2nd mortgages are typically done when you initially buy a house. You take a 2nd because often times by going with a 2nd you can avoid certain fees that you would have to pay if you took like a 100% loan all on the first. OK, what if you don't have any equity (or very little)? Are there any options?
  13. From what I'm reading, a second mortgage is literally another loan against a house. Does that mean two different payments as well?
  14. OK, I tried looking this up myself but I got confused. I know there are people here that can explain it more clearly. I think I understand home equity loans considering we just got one not too long ago. Just throwing some numbers out, correct me if this is wrong: Your home is worth 100,000 and you have 80,000 left to pay on it. You get a loan for 90,000 and have 10,000 to spend on whatever. Then you just make the payments like a normal mortgage. I don't understand how a second mortgage works or how it differs exactly. Someone care to explain it to me in terms I can understand?
  15. Horrible. Two things: Why? Also, did anyone else have a bit of hard time following this story while reading it? I don't like the way the writer kept jumping back and forth...
  16. Iwritecode

    I Am Outraged

    QUOTE(Texsox @ Jan 25, 2007 -> 10:24 AM) How can Jason not be on this list?? WTF No respect I'm telling you, no f***ing respect for Da Man. I must not spend enough time surfing the web. I only recognized one person on that list...
  17. QUOTE(watchtower41 @ Jan 23, 2007 -> 02:57 PM) I forget what they charged last year?? Obviously it should have been more... especially with people getting up to 100$ a pop on craigslist. $30 this year isnt horrible, but certainly not reasonable either. It basically puts the event on par with other major sports memoribilia shows as far as admission goes now-a-days. Half of what they are charging this year.
  18. QUOTE(aboz56 @ Jan 22, 2007 -> 04:31 PM) Went the past three years, but due to the fact that they raised the prices, not going this year. Ditto. I think I'm about the third person in this thread to agree with this statement.
  19. Both the mother and the daughter from "The War At Home" on Fox. I had never seen either of them before I started watching the show. Now it's one of my favorite shows.
  20. QUOTE(Controlled Chaos @ Jan 10, 2007 -> 12:55 PM) Sorry for the confusion, I meant purchasing a house just to tear it down and rebuild. The smallest dumpiest houses are going for 150-250 and then people knock em down and rebuild. Hell my wife is from norridge and the basic chicago style bungalow houses are selling for 400,000 and people are buying them and knocking em down and building mansions. Why you would do that in Norridge, I don't know, but there's tons of it going on right now. I wish somebody would do that with our house. There are so many things wrong with it, it would probably just be easier. With the amount we paid for the POS, we could get a bigger and better one for the same price. The problem is that we could never sell our current one in the shape that it's in. We also can't afford to do the necessary repairs to make it sellable so we are kind of stuck.
  21. Iwritecode

    MacWorld

    Geez, I'm just happy I can make phone calls on my cell phone.
  22. Iwritecode

    PS3

    The PS2 dropped in price after only 6 months. FWIW.
  23. QUOTE(ZoomSlowik @ Jan 5, 2007 -> 04:05 PM) I can't remember the last time I saw Brian even hit 92 on the gun... Brian?
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