Be Good Posted November 29, 2003 Share Posted November 29, 2003 I sell popcorn and popcorn accesories at a local Movie theatre Quote Link to comment Share on other sites More sharing options...
Pastime Posted November 29, 2003 Share Posted November 29, 2003 I teach 2nd graders. Quote Link to comment Share on other sites More sharing options...
SnB Posted November 29, 2003 Share Posted November 29, 2003 Utility Technician (bagger) Quote Link to comment Share on other sites More sharing options...
southsider2k5 Posted November 29, 2003 Share Posted November 29, 2003 Order clerk for a futures company... Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 29, 2003 Share Posted November 29, 2003 Pop icon and guru...bank teller and lackey...groundskeeper at soxtalk Quote Link to comment Share on other sites More sharing options...
Chisoxfn Posted November 29, 2003 Share Posted November 29, 2003 Loan Officer/Processor Full Time Student Legend at Soxtalk Quote Link to comment Share on other sites More sharing options...
NUKE_CLEVELAND Posted November 29, 2003 Share Posted November 29, 2003 Active Duty Army. I'll be joining the Second Infantry Division in S. Korea sometime in early December. Quote Link to comment Share on other sites More sharing options...
Queen Prawn Posted November 29, 2003 Share Posted November 29, 2003 I'm an electrical engineer - specifically, an applications engineer at this time... Quote Link to comment Share on other sites More sharing options...
GASHWOUND Posted November 29, 2003 Share Posted November 29, 2003 Loan Officer/Processor Full Time Student Legend at Soxtalk How's the loan biz these days..lol Quote Link to comment Share on other sites More sharing options...
GASHWOUND Posted November 29, 2003 Share Posted November 29, 2003 I sell popcorn and popcorn accesories at a local Movie theatre popcorn accessories? lol Quote Link to comment Share on other sites More sharing options...
GASHWOUND Posted November 29, 2003 Share Posted November 29, 2003 I'm an electrical engineer - specifically, an applications engineer at this time... Ohh, child's play of a job......... Quote Link to comment Share on other sites More sharing options...
GASHWOUND Posted November 29, 2003 Share Posted November 29, 2003 Ohh, and to go along with my full time job as an humanitarian.. I'm a master carpenter..give me two weeks and I can build you a house.............................that you're dog will love Quote Link to comment Share on other sites More sharing options...
Heads22 Posted November 29, 2003 Share Posted November 29, 2003 Co-CEO of Soxtalk Going to be hired by my school District as a computer tech guy Quote Link to comment Share on other sites More sharing options...
GASHWOUND Posted November 29, 2003 Share Posted November 29, 2003 Co-CEO of Soxtalk Going to be hired by my school District as a computer tech guy and how much does being Co-CEO at soxtalk pay??? Quote Link to comment Share on other sites More sharing options...
Heads22 Posted November 29, 2003 Share Posted November 29, 2003 and how much does being Co-CEO at soxtalk pay??? I get paid with many beautiful SoCal girls that Jas sends me. At least, I hope they're girls...... Quote Link to comment Share on other sites More sharing options...
greasywheels121 Posted November 30, 2003 Share Posted November 30, 2003 I get paid with many beautiful SoCal girls that Jas sends me. At least, I hope they're girls...... LOL Quote Link to comment Share on other sites More sharing options...
Chisoxfn Posted November 30, 2003 Share Posted November 30, 2003 How's the loan biz these days..lol Freaking great...just started, but I get my own hours now and since I don't do that many loans I end up with more free time then before. Of course for like the last week I haven't done crap. Plus pay is a lot better, although if I'm lazy and don't do s***...then I don't get a dime. Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 30, 2003 Share Posted November 30, 2003 Freaking great...just started, but I get my own hours now and since I don't do that many loans I end up with more free time then before. Of course for like the last week I haven't done crap. Plus pay is a lot better, although if I'm lazy and don't do s***...then I don't get a dime. how old are you? and how did you become a loan officer? I've been a damn teller for 4+ years. Quote Link to comment Share on other sites More sharing options...
Heads22 Posted November 30, 2003 Share Posted November 30, 2003 how old are you? and how did you become a loan officer? I've been a damn teller for 4+ years. He knows how to....um....get ahead.....in the business. Quote Link to comment Share on other sites More sharing options...
southsider2k5 Posted November 30, 2003 Share Posted November 30, 2003 He knows how to....um....get head.....in the business. hmm I guess that is one way to get the top Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 30, 2003 Share Posted November 30, 2003 hmm I guess that is one way to get the top go down to get up? Quote Link to comment Share on other sites More sharing options...
Heads22 Posted November 30, 2003 Share Posted November 30, 2003 go down to get up? Why do you think we let him go back to the top of Soxtalk? Quote Link to comment Share on other sites More sharing options...
cwsox Posted November 30, 2003 Share Posted November 30, 2003 He knows how to....um....get ahead.....in the business. is that get ahead or give head, head? Quote Link to comment Share on other sites More sharing options...
Chisoxfn Posted November 30, 2003 Share Posted November 30, 2003 how old are you? and how did you become a loan officer? I've been a damn teller for 4+ years. I'm 20. All you have to do to be an officer is pass the real estate test once. For processing, you don't even have to do that. My dad has done real estate for 30 years so I've learned a ton just from watching him. He's really good at it and I've been helping him out at the office for a few years. I do offers, preview property, take care of all the tech work, basically everything an agent can do. Its just a small company so we do probably 3 loans a month, if, but you get like a point, sometimes more, sometimes less depending. If its not my loan then I'm an processor and you get a flat fee. If its a loan for someone I find, then I get the points and the office gets a flat fee, even though I still process it. This is my first month doing it, but I've got a few people that I'm gonna do some loans for which will give me easily what I made all of last year (I made jack..basically minimum, but learned a ton). The prices though depends on who ya work for and all that. I mean you could start your own mortgage company and offer cheap loans and probably do really good. All mortgage wholesalers get the same rates. And the nice thing is, I know how to do everything online which saves the lender a ton of time and you end up getting extra rebates as the officer and what not and some loans have rebates back to ya. Of course the key is getting the best loan for your clients, but right now most of the best loans have great rebates. So even if you do your loan cheap for like half a point, you still end up making like 1.25 to 1.5 points, which works out nice. And as far as doing loans, its a lot easier then people think. The key is having someone that understands whats the best loan. I am pretty confident that I know more then most and if I am lost I can ask my dad who understands it really well. It makes a difference cause a lot of people refi when they shouldn't cause of the cost of doing the loan. Sometimes its worth it, other times its not. All depends on peoples situations. Basically you get them to fill an app, run their credit, get the value of the laon they want..input their app into the computer, check with your lenders, find the best loan, get the paper work needed and send the loan. You get online approval and then send in bank statements (unless its stated income). The lender sends you conditions, you take care of the conditions, send them in. Just a lot of following up work, but it works nice cause we do small volume and I am fast at it and can do most of the stuff at home. I think its gonna work sweet for school I'm not gonna do real estate forever, but I'm definately gonna invest in it Quote Link to comment Share on other sites More sharing options...
Heads22 Posted November 30, 2003 Share Posted November 30, 2003 is that get ahead or give head, head? Um.....the first one..... Quote Link to comment Share on other sites More sharing options...
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