3E8 Posted August 25, 2005 Share Posted August 25, 2005 Anybody know how to do this? Quote Link to comment Share on other sites More sharing options...
Chisoxfn Posted August 25, 2005 Share Posted August 25, 2005 Supposed to be a way to do it, but honestly I don't have a clue. I know there are a few different websites you can go to. Maybe Fannie Mae would have some info on this. If no one gets back to you, I'll check at my office cause I have a site written down there that I've told my clients to check out before. I just never remember what the hell the exact hyperlink is. Quote Link to comment Share on other sites More sharing options...
SoxFan1 Posted August 25, 2005 Share Posted August 25, 2005 Search for free credit reportds on google. My parnets got one (I got it for them) from freecreditreport.com. Quote Link to comment Share on other sites More sharing options...
3E8 Posted August 25, 2005 Author Share Posted August 25, 2005 Thanks a lot. A couple of my classmates have had their identities stolen because we put our SS# on our tests/homeworks. I hope I'm okay. Quote Link to comment Share on other sites More sharing options...
Chisoxfn Posted August 25, 2005 Share Posted August 25, 2005 QUOTE(3E8 @ Aug 24, 2005 -> 06:33 PM) Thanks a lot. A couple of my classmates have had their identities stolen because we put our SS# on our tests/homeworks. I hope I'm okay. Ouch that really blows. I know for that reason the California schools stopped using your SS# as your student id and created a campus wide id number for you to use. Problem is they didn't do that till my junior year and I never remember what the hell my campuse id is. Quote Link to comment Share on other sites More sharing options...
3E8 Posted August 25, 2005 Author Share Posted August 25, 2005 QUOTE(SoxFan1 @ Aug 24, 2005 -> 09:33 PM) Search for free credit reportds on google. My parnets got one (I got it for them) from freecreditreport.com. Ok I found a link at that site to annualcreditreport.com which provides you your yearly free credit score. The site you mentioned has you sign up for a 30-day program which you must later cancel. Quote Link to comment Share on other sites More sharing options...
SoxFan1 Posted August 25, 2005 Share Posted August 25, 2005 QUOTE(3E8 @ Aug 24, 2005 -> 10:38 PM) Ok I found a link at that site to annualcreditreport.com which provides you your yearly free credit score. The site you mentioned has you sign up for a 30-day program which you must later cancel. Ok Quote Link to comment Share on other sites More sharing options...
Soxy Posted August 25, 2005 Share Posted August 25, 2005 QUOTE(3E8 @ Aug 24, 2005 -> 10:38 PM) Ok I found a link at that site to annualcreditreport.com which provides you your yearly free credit score. The site you mentioned has you sign up for a 30-day program which you must later cancel. Woohoo! I can check my credit for free in 8 days! Quote Link to comment Share on other sites More sharing options...
Queen Prawn Posted August 25, 2005 Share Posted August 25, 2005 I received two free credit reports earlier this year - the link is at work or I would post it here. Quote Link to comment Share on other sites More sharing options...
3E8 Posted August 25, 2005 Author Share Posted August 25, 2005 So if someone were to use your SS#, would they also have to use your correct address? Quote Link to comment Share on other sites More sharing options...
Goldmember Posted August 25, 2005 Share Posted August 25, 2005 QUOTE(3E8 @ Aug 24, 2005 -> 10:03 PM) So if someone were to use your SS#, would they also have to use your correct address? no. credit card companies and the like are only concerned if you are good for the money... Quote Link to comment Share on other sites More sharing options...
Steff Posted August 25, 2005 Share Posted August 25, 2005 QUOTE(3E8 @ Aug 24, 2005 -> 10:03 PM) So if someone were to use your SS#, would they also have to use your correct address? Nope. That's how they get away with the fraud most times. They fill out CC aps and have them mailed to PO Boxes. You never know until you apply for something that you've been effected. Quote Link to comment Share on other sites More sharing options...
Iwritecode Posted August 25, 2005 Share Posted August 25, 2005 If you apply for a CC and get rejected you can get a free credit report as well. I've done it before. For some reason putting 0 in annual income seems to work... Quote Link to comment Share on other sites More sharing options...
Queen Prawn Posted August 25, 2005 Share Posted August 25, 2005 Here is the website I was talking about: Annual free credit report Quote Link to comment Share on other sites More sharing options...
3E8 Posted August 25, 2005 Author Share Posted August 25, 2005 It is entirely too easy to get a credit card. Quote Link to comment Share on other sites More sharing options...
Steff Posted August 25, 2005 Share Posted August 25, 2005 QUOTE(3E8 @ Aug 25, 2005 -> 10:40 AM) It is entirely too easy to get a credit card. It's a joke. My 4 year old neice got a pre-approved Discover with a $10K limit last year. Quote Link to comment Share on other sites More sharing options...
LosMediasBlancas Posted August 25, 2005 Share Posted August 25, 2005 Is it true that the more times you have your credit report looked into, it actually hurts you credit score?? Quote Link to comment Share on other sites More sharing options...
Steff Posted August 25, 2005 Share Posted August 25, 2005 QUOTE(LosMediasBlancas @ Aug 25, 2005 -> 10:48 AM) Is it true that the more times you have your credit report looked into, it actually hurts you credit score?? Yes. Your score decreases somewhere it he neighborhood of 9 to 17 points every time it's checked. The logic is that if you're being looked into there must be a reason and that creditors are concerned about your payment history. Quote Link to comment Share on other sites More sharing options...
Rex Hudler Posted August 25, 2005 Share Posted August 25, 2005 eloan.com will give you your credit score once for free. Your credit score is different than your credit report. It is good to have both. Quote Link to comment Share on other sites More sharing options...
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