Texsox Posted November 14, 2006 Share Posted November 14, 2006 Quote Link to comment Share on other sites More sharing options...
southsider2k5 Posted November 14, 2006 Share Posted November 14, 2006 Direct deposit is the best thing ever. It gives assclowns like National City and Sox4lifePA one less chance to screw up something as simple as a deposit Quote Link to comment Share on other sites More sharing options...
Texsox Posted November 14, 2006 Author Share Posted November 14, 2006 I've only experienced one mishap, and it happened to someone that worked for me. His deposit wasn't getting posted to his account. Of course it was a holiday weekend and he was leaving for a short trip and needed the cash. The company HR department looked and it was debited from the company account, the payroll service said they all were processed and his bank branch kept saying it wasn't there. After a full day or arguing back and forth, HR didn't quite grasp the seriousness of the situation, it was discovered that his branch had not run their tape for the day. But because the problem was at his branch, Paychex and the company couldn't really help. Quote Link to comment Share on other sites More sharing options...
Chisoxfn Posted November 14, 2006 Share Posted November 14, 2006 LOVE IT Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 14, 2006 Share Posted November 14, 2006 QUOTE(southsider2k5 @ Nov 14, 2006 -> 09:32 AM) Direct deposit is the best thing ever. It gives assclowns like National City and Sox4lifePA one less chance to screw up something as simple as a deposit but I'm YOUR assclown Seriously though, you're an assclown if you don't have DD. If you don't have access to it, keep bugging your boss, even the smaller banks have ways of getting it to a business owner. Quote Link to comment Share on other sites More sharing options...
Rex Kickass Posted November 15, 2006 Share Posted November 15, 2006 We finally got DD here this year. And its great, because now I know that my check clears before I bother coming into work on payday. Sometimes, that IS a concern. Quote Link to comment Share on other sites More sharing options...
mreye Posted November 15, 2006 Share Posted November 15, 2006 Deep down I love it, but I hate the way I got it. I was one of the last holdouts in the company and HR kept on my ass - "It's easier for me, wah wah wah!" Little did she know that's the reason I wouldn't sign up - she was all about her and even though I knew the benefits she never went that route. Finally my wife made me do it. Quote Link to comment Share on other sites More sharing options...
Texsox Posted November 15, 2006 Author Share Posted November 15, 2006 QUOTE(mreye @ Nov 15, 2006 -> 07:38 AM) Deep down I love it, but I hate the way I got it. I was one of the last holdouts in the company and HR kept on my ass - "It's easier for me, wah wah wah!" Little did she know that's the reason I wouldn't sign up - she was all about her and even though I knew the benefits she never went that route. Finally my wife made me do it. I ran into the same issue at my office. HR didn't want to continue to overnight the pay checks, and one guy was holding out. Of course his was the deposit that was screwed up I wrote about. Quote Link to comment Share on other sites More sharing options...
LosMediasBlancas Posted November 15, 2006 Share Posted November 15, 2006 It's great, but if you're one of the few companies left that will be switching to it, don't be the first MFr to sign up. Let them work out the kinks, then sign up a few weeks later. Payroll is bound to phuck up the first few tries. Quote Link to comment Share on other sites More sharing options...
CanOfCorn Posted November 15, 2006 Share Posted November 15, 2006 I will now tell everyone a story...about how dumb I am. I had just started this job and the first paycheck, no matter if you signed up for direct deposit or not, is always a check. Because you aren't in the system yet. So, I deposit it into the bank. Fast forward to next pay day. Get another check. Go to the bank. Deposit check. One week later, get same check mailed back from the bank. Yeaaahhh, it wasn't a check...it was a direct deposit receipt. And it even had "Direct Deposit" stamped on it. MAN, did I feel stupid. Quote Link to comment Share on other sites More sharing options...
LosMediasBlancas Posted November 15, 2006 Share Posted November 15, 2006 QUOTE(CanOfCorn @ Nov 15, 2006 -> 02:45 PM) I will now tell everyone a story...about how dumb I am. I had just started this job and the first paycheck, no matter if you signed up for direct deposit or not, is always a check. Because you aren't in the system yet. So, I deposit it into the bank. Fast forward to next pay day. Get another check. Go to the bank. Deposit check. One week later, get same check mailed back from the bank. Yeaaahhh, it wasn't a check...it was a direct deposit receipt. And it even had "Direct Deposit" stamped on it. MAN, did I feel stupid. How didn't the teller catch it? Quote Link to comment Share on other sites More sharing options...
CanOfCorn Posted November 15, 2006 Share Posted November 15, 2006 QUOTE(LosMediasBlancas @ Nov 15, 2006 -> 02:54 PM) How didn't the teller catch it? ATM deposit. Quote Link to comment Share on other sites More sharing options...
Texsox Posted November 16, 2006 Author Share Posted November 16, 2006 QUOTE(CanOfCorn @ Nov 15, 2006 -> 05:54 PM) ATM deposit. And that ended his career as a bank robber I almost did the same thing. I thought it was my expense check and was in line at the motor bank, filled out the deposit slip and thought, wow, that's ironic, it's the same amount as my paycheck Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 16, 2006 Share Posted November 16, 2006 Mistakes are made all the time by tellers and by customers. The key is how the teller and the customer handle fixing the mistake. There's a range of responses for both sides with tellers gravitating towards graciousness and customers leaning towards being assholes. that's my 7 years of banking experience. Quote Link to comment Share on other sites More sharing options...
aboz56 Posted November 16, 2006 Share Posted November 16, 2006 QUOTE(sox4lifeinPA @ Nov 15, 2006 -> 07:33 PM) and customers leaning towards being assholes. Mainly because people don't like to see their money f***ed with. Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 16, 2006 Share Posted November 16, 2006 QUOTE(aboz56 @ Nov 15, 2006 -> 07:54 PM) Mainly because people don't like to see their money f***ed with. Right...because the teller is out to get the customer... I know this issue from both sides very well. You are dealing with another human being, and as long as the individual is doing what they can to make things right, No one has the right to act like a jackass to that person. Quote Link to comment Share on other sites More sharing options...
Rex Kickass Posted November 16, 2006 Share Posted November 16, 2006 I avoid the bank itself, not because of the teller but generally because most bank's in person policies don't make me enjoy where my money is kept. Quote Link to comment Share on other sites More sharing options...
aboz56 Posted November 16, 2006 Share Posted November 16, 2006 QUOTE(sox4lifeinPA @ Nov 15, 2006 -> 07:58 PM) Right...because the teller is out to get the customer... I know this issue from both sides very well. You are dealing with another human being, and as long as the individual is doing what they can to make things right, No one has the right to act like a jackass to that person. Agree totally, this is the primary reason I got out of retail. People have no sense of how they treat each other and are totally out for themselves. Most of the service industries are like that though, I'm sure banking is the same way. Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 16, 2006 Share Posted November 16, 2006 QUOTE(Rex Kicka** @ Nov 15, 2006 -> 08:43 PM) I avoid the bank itself, not because of the teller but generally because most bank's in person policies don't make me enjoy where my money is kept. I shopped a couple banks the other day and noticed that they don't really care about the customer. However, I know of a few banks that actually WANT your business. There are definitely financial institutions to avoid and others worth frequenting. QUOTE(aboz56 @ Nov 15, 2006 -> 08:49 PM) Agree totally, this is the primary reason I got out of retail. People have no sense of how they treat each other and are totally out for themselves. Most of the service industries are like that though, I'm sure banking is the same way. I know what you meant, and I understand the complexity of dealing with other people's money. What I find ironic is that America is becoming the #1 service providing country in the world...yet we're the #1 douche bag providing country in the world. Quote Link to comment Share on other sites More sharing options...
aboz56 Posted November 16, 2006 Share Posted November 16, 2006 QUOTE(sox4lifeinPA @ Nov 15, 2006 -> 09:21 PM) I shopped a couple banks the other day and noticed that they don't really care about the customer. However, I know of a few banks that actually WANT your business. There are definitely financial institutions to avoid and others worth frequenting. I know what you meant, and I understand the complexity of dealing with other people's money. What I find ironic is that America is becoming the #1 service providing country in the world...yet we're the #1 douche bag providing country in the world. Agree again, I think this is a record for me agreeing with you, twice in one day. Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 16, 2006 Share Posted November 16, 2006 QUOTE(aboz56 @ Nov 15, 2006 -> 09:24 PM) Agree again, I think this is a record for me agreeing with you, twice in one day. I've been getting a lot of that lately Quote Link to comment Share on other sites More sharing options...
aboz56 Posted November 16, 2006 Share Posted November 16, 2006 PA, do you know anything about HSBC's online savings account? Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 16, 2006 Share Posted November 16, 2006 QUOTE(aboz56 @ Nov 15, 2006 -> 09:44 PM) PA, do you know anything about HSBC's online savings account? only that there are no monthly fees. No minimum balance. And FDIC insured. Could be gimmicky. It's a great rate, but they could change it on you at any time. I haven't heard good, bad or otherwise about it. The only thing I would worry about is the funding options. I'm not a big fan of giving out my account number. If there's an option to use your check card I would do that. If someone gets their hands on that you're protected, not so with your account number. hope that helps. This is the new frontier of banking. Over the last few years companies like ING have siphoned off nearly 60 billion from traditional banks. That's an amazing number. I believe my bank loses nearly 250k a month to ING. In response, we're one of the first banks to offer a competitive online account. Quote Link to comment Share on other sites More sharing options...
Rex Kickass Posted November 16, 2006 Share Posted November 16, 2006 PA, how is it possible we keep agreeing on things? Quote Link to comment Share on other sites More sharing options...
sox4lifeinPA Posted November 16, 2006 Share Posted November 16, 2006 QUOTE(Rex Kicka** @ Nov 15, 2006 -> 11:51 PM) PA, how is it possible we keep agreeing on things? Vote for PA Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.