aboz56 Posted May 15, 2007 Share Posted May 15, 2007 What do you use? Currently I get 3% back on gas and grocery purchases (also fast service food which I never charge) and 1% back on all other purchases using a rewards card with Chase. I was using the Amex Blue cash which paid cash rewards but to get to the higher levels of cash back you had to spend upwards of $6,500 a year which I don't do. Of course the key to any of these is paying off your balance each month in full otherwise you're doing yourself more harm than good. Anyhow, interested to see if anyone is doing a cash rewards program and what kind of results you are getting. Quote Link to comment Share on other sites More sharing options...
Balta1701 Posted May 16, 2007 Share Posted May 16, 2007 I'm using a Citibank Diamond Preferred Rewards mastercard. 5% back on Grocery, drug store, & convenience store/gas purchases, 1% back on everything else. And yes, I've never held a balance. Quote Link to comment Share on other sites More sharing options...
aboz56 Posted May 16, 2007 Author Share Posted May 16, 2007 QUOTE(Balta1701 @ May 15, 2007 -> 08:04 PM) I'm using a Citibank Diamond Preferred Rewards mastercard. 5% back on Grocery, drug store, & convenience store/gas purchases, 1% back on everything else. And yes, I've never held a balance. Are there minimum spend numbers you have to meet in order to get the 5%? Also, do you get cash back or points? Quote Link to comment Share on other sites More sharing options...
Balta1701 Posted May 16, 2007 Share Posted May 16, 2007 QUOTE(aboz56 @ May 15, 2007 -> 05:06 PM) Are there minimum spend numbers you have to meet in order to get the 5%? Also, do you get cash back or points? No minimum, but points. Lotta gift card options that work with it though, usually I cash them in for Foot Locker or Target and it basically works just like cash. Quote Link to comment Share on other sites More sharing options...
aboz56 Posted May 16, 2007 Author Share Posted May 16, 2007 QUOTE(Balta1701 @ May 15, 2007 -> 08:16 PM) No minimum, but points. Lotta gift card options that work with it though, usually I cash them in for Foot Locker or Target and it basically works just like cash. Nice, sounds solid. Quote Link to comment Share on other sites More sharing options...
Rex Hudler Posted May 16, 2007 Share Posted May 16, 2007 The absolute best program period is CASH! Dump the plastic! Quote Link to comment Share on other sites More sharing options...
rangercal Posted May 16, 2007 Share Posted May 16, 2007 QUOTE(Rex Hudler @ May 15, 2007 -> 10:39 PM) The absolute best program period is CASH! Dump the plastic! exactly Quote Link to comment Share on other sites More sharing options...
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