Health Insurance Poll

[Texsox]

I tried to merge this into the health care thread, put polls seem to be dropped. Discussions should stay there.

[StrangeSox]

I have health insurance through my employer. Before that, I was a minor or in school and had health insurance through my father's employer. He switched jobs in the early 90's so I may have been without for a few months, but I don't recall.

 

My main complaint with my current insurance is that they'll cover $78 of my $79 dental exam. Really? You need to refuse that last dollar? Of course, I haven't had any serious medical issues. They covered a good chunk of my expensive allergist visits and my prescriptions aren't ridiculously expensive ($20-45 vs. $100-200 retail price).

[Iwritecode]

My wife and I haven't had insurance for a couple of years now simply because we couldn't afford it.

 

I'm hoping I'll qualify for what my kids have (Kidcare) when I start my unemployment next month.

[jasonxctf]

im in an interesting situation.

 

my employer offers insurance through a "group" option. It's a small group with the average employee age being 50+. We get a whopping $2,000 a year from them to cover insurance costs.

 

If I went on the group plan, I would have gotten worst coverage for approx $3,200 per year.

If I went out on my own and bought my own plan, I got better coverage for approx $2,600.

 

Not a tough call.

[Chisoxfn]

I get insurance through my work. Its just myself (for now), but I pay about $70 per month and when I've used it I haven't had any issues with it. The plan seems to be pretty good and I think my max out of pocket is like $2000 and when I go in for visits its just 20 bucks (that included when I got MRI and everything).

 

Its an HMO, but they have a big ass new hospital in the city I live so it works for me. Hopefully I never need to use it for anything serious but if I do I hope they are okay.

[lostfan]

HMOs are fine if you're healthy and don't go to the doctor that much, they suck ass if you ever actually need anything. Getting through that red tape is a b****.