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In 2 days I will be homeless...


2nd_city_saint787

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Yeah, I'm still here. Trying not to stress over it so I've sorta blocked the thread out of mind.

 

At this point we are just gonna wait on the tax sale and see what happens from there. Way I see it they are going to get their 10k out if the tax sale the we either A. Decide to take the surplus and move somewhere else or B. We have to come up with the 10k to pay to the buyer of the property.....It really sucks losing this house but option A sounds more plausible. Whatever way it shakes out we are still here for a year.

 

Thanks for all of your concerns.

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QUOTE (scs787 @ Sep 9, 2015 -> 11:08 AM)
Yeah, I'm still here. Trying not to stress over it so I've sorta blocked the thread out of mind.

 

At this point we are just gonna wait on the tax sale and see what happens from there. Way I see it they are going to get their 10k out if the tax sale the we either A. Decide to take the surplus and move somewhere else or B. We have to come up with the 10k to pay to the buyer of the property.....It really sucks losing this house but option A sounds more plausible. Whatever way it shakes out we are still here for a year.

 

Thanks for all of your concerns.

 

I know you said the house has been in the family a long time, but if it were me I would take any surplus (there probably won't be much) and run versus continuing to pay $1900 in property taxes on a $25,000 house. I just can't fathom how your property taxes are that high. We have very high taxes where I live in Wisconsin and I pay around $2100 per year on my house that appraises for roughly $115,000.

Edited by lasttriptotulsa
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QUOTE (lasttriptotulsa @ Sep 10, 2015 -> 09:13 AM)
I know you said the house has been in the family a long time, but if it were me I would take any surplus (there probably won't be much) and run versus continuing to pay $1900 in property taxes on a $25,000 house. I just can't fathom how your property taxes are that high. We have very high taxes where I live in Wisconsin and I pay around $2100 per year on my house that appraises for roughly $115,000.

 

It is because if this is right, the legal status of the house is all wrong. A primary residence should never be taxed above 1% in the State of Indiana. The only reason you would get hit a the 3% maximum is because this house is legally recognized as a secondary or rental property.

 

Whoever has the title needs to go to the assessors office and file the paperwork needed to change this to a primary residence AND to file the Homestead exemption. You might even be able to get some of that refunded retroactively. If the house is only worth $25,000, there is also another problem because the county has it assessed as being worth $60,000, and not $25,000. You also have a property tax appeal that needs to be filed.

 

Fixing those two things alone will change the sustainability of staying in this residence.

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Yeah, if we decide to keep the house and change the deed to us as homeowners plus also turn in the most recent appraisal of 25k then property taxes should only be $250. Which is insane considering where they were. Could be a nice little blessing in disguise if we can come up with the 10k.

 

Still gonna do draftkings hoping for a miracle. I pride myself on being a good guy so I need Karma to have a conversation with the football gods about cashing in all the good karma I've collected over the years. (Greenish)

Edited by scs787
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QUOTE (scs787 @ Sep 11, 2015 -> 06:15 PM)
Yeah, if we decide to keep the house and change the deed to us as homeowners plus also turn in the most recent appraisal of 25k then property taxes should only be $250. Which is insane considering where they were. Could be a nice little blessing in disguise if we can come up with the 10k.

 

Still gonna do draftkings hoping for a miracle. I pride myself on being a good guy so I need Karma to have a conversation with the football gods about cashing in all the good karma I've collected over the years. (Greenish)

 

One thing to remember is that appraisal isn't necessarily the net assessed value used for property tax purposes. The appraisal can be used to argue for a NAV, but it isn't the same thing.

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